Estate planning is often seen as something only necessary for the wealthy, but the reality is, everyone can benefit from having a plan in place. Whether you're young and just starting out or approaching retirement, having an estate plan ensures your wishes are followed and your loved ones are protected. In New Jersey, estate planning doesn’t have to be expensive, and with the right guidance, you can create a comprehensive plan on a budget. This article will walk you through the importance of estate planning, when to begin, what is involved, and how to save money along the way, as well as how Volunteer Lawyers for Justice (VLJ) helps veterans who have no- and low-incomes in New Jersey with wills, powers of attorney (POA), and healthcare directives.